Feature request title:
Airport Insurance
Description:
Currently, emergencies can cause a massive financial problem for players. This is particularly the case with more passive emergencies, e.g. power surge, pandemic, volcano, etc. Barring those issues, it feels like now is the right time to have a financial backup for players to ease players’ financial difficulty.
Players would now be able to take an insurance contract with a preferred insurance provider. The player will pay out a daily premium to the provider. In the case of a passive emergency, the provider will pay out a lump sum of money to the airport. Better insurance providers will be able to pay out more money, but players would need to pay a higher premium.
To balance this slightly, perhaps they would only kick in on passive emergencies situation. Furthermore, it would be nice to see security rating influencing the premium rate, as airports with low security rating would be considered too high risk for the insurers.
Why it should be implemented:
Unlike active emergencies where players’ planning and involvement dictates the financial windfall of managing one, passive emergencies can cause higher financial disruptions without any means of weathering them. As such, having insurance contracts would give the players the option to offset the risk of passive emergencies.